Senior Staff Software Engineer - Identity & Trust

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway.

We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We're looking for an exceptional Senior Staff Software Engineer to help define and evolve the Identity & Trust platform that enables secure, effortless access and trustworthy customer onboarding across EarnIn's expanding consumer and enterprise ecosystem. This role spans identity, authentication, authorization, identity verification, privacy, data protection, secure document processing, user/entity resolution, and fraud prevention.

You'll architect foundational capabilities that are consumed across the company—from establishing that a customer is who they claim to be, to protecting their sensitive information, securely handling identity documents, and ensuring duplicate or abusive identities are detected and prevented. As a Senior