Staff Software Engineer, Fraud & Payment Risk Platform

[…] is a growth-stage, NYC headquartered FinTech company that is building the payment layer for life's financial obligations, giving households one place to see, split, and pay their bills around how they live and get paid. By offering greater choice over how and when payments are made and allowing eligible on time payments to help build a positive credit history, […] puts households back in control of their cash flow.

That work brings together people with different perspectives who challenge the status quo and take ownership of solving difficult problems. For you, that means doing the best work of your career next to people who make you better, and together bringing ideas to life that make a real impact for the people we serve.

[…] is looking for a Staff Software Engineer to build and scale our Fraud and Payment Risk Platform. You will lead the architecture and hands-on development of backend services and shared infrastructure for fraud prevention and payment risk decisioning.

The platform combines real-time, near-real-time, and offline/batch-computed risk features with business rules, machine learning model outputs, and experimentation. You will make these capabilities reliable, scalable, and observable, enabling teams to develop, validate, and launch risk strategies faster and more safely.

This is a hands-on backend and platform role with technical ownership from architecture through production. You will collaborate with product, risk policy, data sc