Lead Data Scientist

This role is for one of Weekday’s clients Min Experience: 6+ years Location: Bengaluru JobType: full-time We are looking for an experienced Lead Data Scientist with strong expertise in data science, machine learning, and credit risk modelling. The ideal candidate will lead the development and deployment of advanced analytical models that support credit decision-making, risk assessment, collections management, and business growth. In this role, you will work closely with business stakeholders, product teams, and engineering teams to identify data-driven opportunities, develop scalable machine learning solutions, and translate complex analytical insights into measurable business outcomes.

You will own the end-to-end model lifecycle, from data exploration and feature engineering to model development, deployment, monitoring, and continuous improvement.

• Credit Risk Modelling and Analytics Design, develop, and deploy end-to-end credit risk scorecards and predictive models across the customer lifecycle, including application scoring, behavioural scoring, collections scoring, loan pricing, loss forecasting, and cross-selling. Apply statistical and machine learning techniques, including linear and logistic regression, random forests, boosting and bagging algorithms, and dimensionality reduction. Evaluate model performance, stability, predictive accuracy, and business impact to improve credit decisions and risk management outcomes. Develop data-driv