Lead Data Scientist - Growth & Marketing Models

Lead Data Scientist - Growth & Marketing Models AI-first targeting and decision models that move real money | Lean, AI-leveraged team | Senior/Lead level Office Locations: San Diego, CA (La Jolla/UTC) or Atlanta, GA (Cumberland/Galleria) or New York, NY (near Grand Central) Hybrid 2 days per week onsite in the office (Mondays and Thursdays), Full time M-F Exempt/Salary: $150,000-200,000. We are open to discussing total compensation for candidates who clearly exceed the bar. Position eligible for additional incentives including bonus, 401(k) match, health and welfare benefits, amazing culture, growth opportunity and more!!

The opportunity You will build the predictive models and analytics that determine whom we target, which prospects receive an offer, who we approve, and where the next dollar of marketing spend goes. Your work will ship into production and be measured against conversion, credit performance, customer economics, and profitable growth. We are a lean data science team inside a fast-moving FinTech lender.

We use AI as a real force multiplier: tools such as Claude, Claude Code, and ChatGPT are part of the daily workflow for analysis, coding, and drafting. Every important number and model output is verified against source data before it drives a decision. Verification-first, AI-leveraged.

Our core work is customer acquisition modeling for small-business lending — direct mail and digital targeting, prescreen campaigns, and funnel economics from response through fundi