Senior Fullstack Engineer - Payments (TL)

About Us UMO is a stealth-mode FinTech venture aiming to evolve the way people experience money by building a unified, AI-powered, yet deeply human modern money platform across fiat, crypto, and investments - subject to regulatory approvals. The platform is being designed to break down traditional barriers to money across access, assets, and experience, enabling simpler, more adaptive ways for people to interact with financial services. We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities.

With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers. About this role In this role, you will lead fullstack engineering as the hands-on Team Lead for our Payments squad, taking direct accountability for high-concurrency payment flows built primarily in Go services and rails integrations. We provide the room for you to exercise true technical autonomy and people leadership, stripping away micromanagement so you can deeply understand the business and financial context behind our payment processing, mentor your squad, and drive secure transactional features from concept to production end-to-end.

You'll take ownership of: Squad Leadership & Mentorship: Lead, guide, and grow a high-performing squad of fullstack developers, actively sharing payment engine context, running thoughtful code reviews, a