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Chief Technology Officer (CTO)

principalhybrid~$18.8K /moNew York City, NY, USScore 84/100today
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Description
Build the operating system for a new institutional asset class, and help more American homes get built. America's housing shortage is also a capital-infrastructure problem. Regional and local homebuilders can deliver the homes communities need, but their loans remain fragmented, their data is inconsistent, and every transaction can feel bespoke. Unlike residential mortgages, homebuilder finance has never had standardized rails that allow institutional capital to invest at scale. A New York City-based real estate capital platform has raised more than $100 million to build those rails: shared data, underwriting standards, decision systems, and software that connect homebuilders with institutional investors. The market is proven. The enduring platform is still yours to shape, AI-native from the start. The Mandate Build the core platform across builder intake, underwriting, credit analysis, capital matching, portfolio monitoring, and reporting. Create a shared data layer connecting documents, financial models, investment memoranda, underwriting decisions, and capital-partner requirements. Design agentic workflows that can research, reason, execute, escalate, and improve without becoming opaque or fragile. Decide where deterministic software ends, where agents begin, and where human judgment must remain in control. Own the full production lifecycle from architecture and code through deployment, observability, and iteration. The Builder You may be a Staff Engineer, Principal Engine
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